Much has changed in the past eight months! I’ll first explain the changes to each of the accounts along with my thoughts on those changes, and then we’ll discuss my current strategy for optimizing interest and other free money from these accounts. If you haven’t read Part 1: The Basics yet, be sure to check it out to familiarize yourself with the basic structure of each of the accounts first.

Disclaimer: This is not financial advice, and the best way to manage your money will always depend on your own personal situation.